The New York Fed's Center for Microeconomic Data released a quarterly report which showed overall household debt rose by $167 billion — with credit card debt declining by $29 billion. The report noted that the pattern of credit card debt declining is a typical seasonal pattern as consumers pay down holiday debt from the end of last year. However, the report noted that the delinquency rate for student loans surged from below 1% to nearly 8% following the end of the pause in reporting...