Beginning in July, eligibility for federal student loans will hinge on how much a given program’s graduates make. That means that many theater, fine arts, design, and music programs will be at risk. Also facing difficulty will be some anthropology, religious studies, dance, and communications programs. The changes are coming as a result of the One Big Beautiful Bill Act, which President Donald Trump signed into law last July. The rule has been deemed the “Do No Harm” provision because it will prevent taxpayer money from being used to fund programs that are leaving students worse off than if they had never enrolled. (RELATED: Buyer Beware: The College Edition) For associate’s and bachelor’s degrees, colleges will be judged on whether their graduates from a given program made more than someone with a high school diploma for two out of the past three years. For master’s degrees, colleges will be judged on whether their graduates from a given program made more than someone with a college degree within that same field for two out of the past three years. If colleges can’t get their programs’ graduates up to par, they may have to shut down these programs, knowing many students won’t be able to afford them without federal student loans. (RELATED: A Bag of Rocks for $400,000?) According to the Chronicle on Higher Education, 6.6 percent of associate’s degrees, 1.2 percent of bachelor’s degrees, 1 percent of doctoral degrees, and 4 percent of master’s degrees will fail the test. Additionally, 44.8 percent of undergraduate certificates will no longer be eligible for federal loans under the new provision. Fine arts degrees at Berea College, the California Institute of the Arts, George Washington University, San Diego State University, Seattle Pacific University, the University of New Orleans, and the Cooper Union are all at risk. Dance degrees at Loyola Marymount University, Ball State University, the University of Arizona, the University of Missouri-Kansas City, and the University of Wisconsin-Milwaukee would also fail to make the cut, according to their current data. Theater programs at CUNY City College, New York Film Academy, Seton Hill University, and the University of Rhode Island likewise don’t have graduates who make sufficient income. There are 377 master’s programs in the United States that will likewise find their access to the easy money doled out by federal student loans cut off. There are some more out-there programs that will no longer be eligible for the taxpayer assistance provided by federal student loans. Centura College-Virginia Beach’s associate’s degree in the discipline of Somatic Bodywork will be at risk, as will CUNY Kingsborough Community College’s associate’s degree in Parks, Recreation and Leisure Studies, Peninsula College’s associate’s degree in Precision Metal Working, and Spelman College’s bachelor’s program in the discipline of “Ethnic Cultural Minority Gender and Group Studies.” That bachelor’s program at Spelman College leaves graduates earning $25,137 annually after graduation, according to the Chronicle on Higher Education. That is equivalent to earning $12.08 an hour when working a full-time job, which is well below what is offered at many entry-level positions for people with no higher education whatsoever. Spelman is considered to be the most elite college for women that primarily serves black women. There are 377 master’s programs in the United States that will likewise find their access to the easy money doled out by federal student loans cut off. No doubt many of these are online programs that are cash cows for universities. When a university puts its students through four years of education only to leave them earning less than someone working at McDonald’s, they have done serious harm. The new rule enacted under the One Big Beautiful Bill Act ensures that colleges are held accountable for such outcomes. Programs that leave students worse off should be ended, and colleges shouldn’t get to pretend that they’re doing good by wasting taxpayer dollars and young people’s time. READ MORE from Ellie Gardey Holmes: Gavin Newsom, ‘King of Fraud’ ‘Experts’ Warn US Is on Brink of ‘Trans Genocide’ Canadians Fear US Invasion After Maduro Seizure