Author of How to Prep When You’re Broke and Bloom Where You’re Planted online course It’s not a great sign if your bank is closing branches all over the country. And that’s the case for many banks in the United States in 2024‚ in particular Bank of America‚ US Bank‚ and Citizens‚ which have had the most closures thus far. In all‚ 222 bank branches have closed in the first two months of the year‚ and if it keeps up at this rate‚ we’ll be looking at the closure of around 1300 branches. Why are these branches closing? If you’re wondering why the branches are closing‚ the answer‚ of course‚ is money. With each branch closure‚ they save on salaries and overhead. There are no employees to pay‚ no rent is owed‚ and no utility bills are racked up. It’s been estimated that Bank of America’s 41 branch closures saved them over $100 million. I think it’s also a worrisome sign that these changes have needed to occur. We’ve talked often on this website about the looming failure of our American economy‚ and this seems to be a signal that things aren’t as great as President Biden wants us to believe. I’m personally a strong believer in putting my savings into gold and silver at this point because I simply no longer feel that the dollar is a viable unit of savings. If you’re interested in learning more about how to do this‚ you can call my friends at ITM Trading absolutely free and discuss it with them. There’s no pressure at all – it’s merely educational – and I think you owe it to yourself to learn how to protect your savings in the months ahead. It’s causing issues – particularly for people with lower incomes. Of course‚ as with most economic crises‚ folks with less money are hit harder and hit first. According to a report on CNBC‚ these branch closures are causing “banking deserts.” This is sort of like food deserts‚ where there aren’t enough sources of healthful whole food in an area‚ but for financial services. The ramifications of banks suddenly disappearing from communities aren’t surface-level either — affected residents now have to drive farther to make a simple deposit or withdraw cash‚ which takes more time‚ for example. The consolidation of bank branches is also creating “banking deserts‚” when communities are without access to a bank or credit union within 10 miles. Several studies have shown these communities are more likely to use non-traditional and high-fee lending options such as payday loans and check-cashing services‚ which increases financial inequities and ends up widening the wealth gap. I also foresee future closures causing problems for people who live in more remote areas if the trend continues. What bank branches have closed? Interestingly‚ the list I have came from Great Britain News. I was not able to find a similar list of branches in the American media. (I’m sure that’s just fine. Nothing to see here‚ right?) Bank of America Chandler‚ Arizona – 3111 West Chandler Boulevard Glendale‚ Arizona – 7700 West Arrowhead Towne Center Scottsdale‚ Arizona – 7014 East Camelback Road Tempe‚ Arizona – 5000 Arizona Mills Circle Tucson‚ Arizona – 5870 East Broadway Bl Culver City‚ California – 294 Fox Hills Mall Gilroy‚ California – 8375 Arroyo Circle Martinez‚ California – 1175 Arnold Drive Mission Viejo‚ California – 555 The Shops at Mission Viejo Palm Desert‚ California – 72840 Highway 111 Rancho Cucamonga‚ California – 12434 North Main Street Sherman Oaks‚ California – 14006 Riverside Drive South Lake Tahoe – California – 2020 Lake Tahoe Boulevard Temecula‚ California – 40750 Winchester Road Aventura‚ Florida – 19645 Biscayne Boulevard Boca Raton‚ Florida – 21060 Saint Andrews Boulevard Brandon‚ Florida – 459 Brandon Town Center Drive Coral Springs‚ Florida – 9469 West Atlantic Boulevard Fort Lauderdale‚ Florida – 2414 East Sunrise Boulevard Jacksonville‚ Florida – 10300 Southside Boulevard Jacksonville‚ Florida – 50 North Laura Street Lakeland‚ Florida – 3800 Us Highway 98 North Atlanta‚ Georgia – 3393 Peachtree Road Northeast Atlanta‚ Georgia – 4400 Ashford Dunwoody Road Kennesaw‚ Georgia – 1300 Ernest West Barrett Parkway Egg Harbor Township‚ New Jersey – 6718 Black Horse Pike Northfield‚ New Jersey – 1501 Tilton Road Summit‚ New Jersey – 367 Springfield Avenue Albuquerque‚ New Mexico – 6600 Menaul Boulevard NE Albuquerque‚ New Mexico – 4401 Central Avenue Northeast Henderson‚ Nevada – 1300 West Sunset Road Las Vegas‚ Nevada – 3500 South Las Vegas Boulevard Las Vegas‚ Nevada – 3790 South Las Vegas Boulevard Reno‚ Nevada – 5000 Meadowood Mall Circle Portland‚ Oregon – 9585 Southwest Washington Square Road Austin‚ Texas – 3900 North Interstate 35 Houston‚ Texas – 6414 San Felipe Street Plano‚ Texas – 1925 Dallas Parkway Plano‚ Texas – 2015 Coit Road Charlottesville‚ Virginia – 180 Mccormick Road Seatac‚ Washington – 16640 International Boulevard Bank of Brenham NA College Station‚ Texas – 3030 University Drive East Capital One Washington DC – 1200 F Street NW Houma‚ Louisiana – 2201 Martin Luther King Boulevard New Orleans‚ Louisiana – 313 Carondelet Street Chevy Chase‚ Maryland – 8401 Connecticut Avenue New York‚ New York – 991 3rd Avenue New York‚ New York – 470 Park Avenue South New York‚ New York – 347 6th Avenue New York‚ New York – 1166 Ave Of The Americas Arlington‚ Virginia – 2100 Crystal Drive Fairfax‚ Virginia – 3941 Pickett Road Manassas‚ Virginia – 5575 Ashland Community Square Los Angeles‚ California – 2201 Westwood Boulevard Lafayette‚ Indiana – 201 Main Street Las Vegas‚ Nevada – 2865 East Charleston Boulevard New York‚ New York – 42 Broadway Cincinnati‚ Ohio – 867 Wyler Park Drive Citibank Ronkonkoma‚ New York – 4175 Veterans Memorial Highway Citizens Bank Boston‚ Massachusetts – 560 Commonwealth Avenue Plymouth‚ Massachusetts – 129 Samoset St Ste 1 Wilbraham‚ Massachusetts – 455 Main Street Grosse Pointe Woods‚ Michigan – 19307 Mack Avenue Goffstown‚ New Hampshire – 605 Mast Road Manchester‚ New Hampshire – 199 State Route 101 Atlantic Highlands‚ New Jersey – 999 Hwy 36 Howell‚ New Jersey – 4255 US Highway 9 Lawrenceville‚ New Jersey – 669 Whitehead Road Extension Niagara Falls‚ New York – 7200 Niagara Falls Boulevard Akron‚ Ohio – 3979 Medina Road Massillon‚ Ohio – 115 Tommy Henrich Drive NW Uniontown‚ Ohio – 3875 Massillon Road Erie‚ Pennsylvania – 4265 Buffalo Road Greensburg‚ Pennsylvania – 5142 State Route 30 Newtown‚ Pennsylvania – 48 West Road Paoli‚ Pennsylvania – 39 Leopard Road Philadelphia‚ Pennsylvania – 11000 Roosevelt Boulevard Pittsburgh‚ Pennsylvania – 5301 Grove Road Shippensburg‚ Pennsylvania – 153 West Orange Street Warminster‚ Pennsylvania – 824 Street Road Community Bank‚ N.A. Potsdam‚ New York – 41 May Road Farmers’ NB of Canfield Windham‚ Ohio – 8950 Maple Grove Road Sykesville‚ Pennsylvania – Sykes St Alley Fifth Third Bank Riverview‚ Florida – 10417 Gibsonton Drive Madisonville‚ Kentucky – 149 South Main Street Mason‚ Ohio – 5100 Terra Firma Drive First National Bank Maitland‚ Florida – 2301 Maitland Center Parkway Sandusky‚ Ohio – 207 West Washington Row Annapolis‚ Maryland – 1372 Cape Saint Claire Road Jefferson‚ North Carolina – 709 East Main Street Davidsville‚ Pennsylvania – 110 South Main Street Pittsburgh‚ Pennsylvania – 3908 Perrysville Avenue River Falls‚ Wisconsin – 500 East Wild Rose Avenue Buda‚ Texas – 15300 S IH 35 First Republic Corona Del Mar‚ California – 2800 East Coast Hwy Danville‚ California – 680 Hartz Avenue La Jolla‚ California – 1200 Prospect Street Livermore‚ California – 211 South J Street Los Angeles‚ California – 1888 Century Park East Los Angeles‚ California – 888 South Figueroa Street Newport Beach‚ California – 3991 MacArthur Boulevard Palm Desert‚ California – 73010 El Paseo Pleasanton‚ California – 249 Main Street Redwood City‚ California – 776 El Camino Real San Francisco‚ California – 44 Montgomery Street San Jose‚ California – 1625 The Alameda San Lorenzo‚ California – 18499 Hesperian Boulevard San Mateo‚ California – 1111 South El Camino Real San Rafael‚ California – 1099 4th Street Santa Barbara‚ California – 1200 State Street Santa Monica‚ California – 431 Wilshire Boulevard Santa Rosa‚ California – 640 3rd Street Boston‚ Massachusetts – 160 Federal Street New York‚ New York – 442 6th Avenue Fulton Bank Chester‚ New Jersey – 510 Main Street Salem‚ New Jersey – 125 Salem-Woodstown Road Sicklerville‚ New Jersey – 594 Berlin-Cross Keys Road Harrisburg‚ Pennsylvania – 1429 North 3rd Street Nazareth‚ Pennsylvania – 4340 Newburg Road Huntington Hickory Hills‚ Illinois – 9528 South Roberts Road River Forest‚ Illinois – 7525 Lake Street Gaylord‚ Michigan – 2091 South Otsego Avenue Coon Rapids‚ Minnesota – 12900 Riverdale Drive NW Pittsburgh‚ Pennsylvania – 650 Smithfield Street KeyBank Fort Collins‚ Colorado – 1130 Haxton Drive South Bend‚ Indiana – 19730 Darden Road Rochester‚ New York – 525 Titus Avenue Columbus‚ Ohio – 1710 North High Street Portland‚ Oregon – Southeast Hawthorne Street Bellevue‚ Washington – 601 108th Avenue NE Everett‚ Washington – 2707 Colby Avenue Seattle‚ Washington – 434 Queen Anne Avenue North Tacoma‚ Washington – 3917 North 26th Street Landmark National Bank Overland Park‚ Kansas – 8101 West 135th Street Legacy National Bank Centerton‚ Arkansas – 192 East Centerton Boulevard Pikes Peak National Bank Fountain‚ Colorado – 6615 Camden Boulevard PNC Bank Athens‚ Alabama – 105 W Green St Wellington‚ Florida – 12000 Forest Hill Boulevard Alpharetta‚ Georgia – 5320 Flynn Crossing Carmel‚ Indiana – 10570 North Michigan Road Hollywood‚ Maryland – 24385 Mervell Dean Road Ecorse‚ Michigan – 60 Southfield Road Livonia‚ Michigan – 19450 Haggerty Road Pinckney‚ Michigan – 222 West Main Street East Stroudsburg‚ Pennsylvania – 60 Washington Street Indiana‚ Pennsylvania – 319 Pratt Drive Pittsburgh‚ Pennsylvania – 178 Bakery Square Boulevard Pittsburgh‚ Pennsylvania – 4761 Liberty Avenue Pittsburgh‚ Pennsylvania – 5932 Centre Avenue Broaddus‚ Texas – 411 State Highway 147 Houston‚ Texas – 2401 University Boulevard Laredo‚ Texas – 600 Matamoros Street Laredo‚ Texas – 700 San Bernardo Avenue Cudahy‚ Wisconsin – 6042 South Packard Avenue Santander Jersey City‚ New Jersey – 475 Washington Boulevard New York‚ New York – 2814 Broadway New York‚ New York – 650 West 168th Street New York‚ New York – 2930 Broadway TD Bank Washington DC – 1753 Connecticut Avenue NW Deerfield Beach‚ Florida – 3325 West Hillsboro Boulevard Longwood‚ Florida – 2675 West State Road 434 Bethesda‚ Maryland – 8101 Wisconsin Avenue Roseland‚ New Jersey – 103 Eisenhower Parkway Washington Township‚ New Jersey – 5200 Black Horse Pike Westtown Township‚ Pennsylvania – US-202 &; E Street Rd Mauldin‚ South Carolina – 305 New Neely Ferry Road Rock Hill‚ South Carolina – 2609 Mills Park Drive Fairfax‚ Virginia – 9504 Main Street Terrabank National Bank Miami‚ Florida – 1615 Southwest 107th Avenue Trustco Schenectady‚ New York – 1350 Gerling Street US Bank Alma‚ Arkansas – 115 US-64 Long Beach‚ California – 400 Oceangate Ventura ‚ California – 6040 Telegraph Road Dewitt‚ Iowa – 712 11th Street Boise‚ Idaho – 8534 West Franklin Road O’Fallon‚ Illinois – 400 South Lincoln Avenue Elkhorn City‚ Kentucky – 114 West Russell Street Irvine‚ Kentucky – 127 Broadway Street Blooming Prairie‚ Minnesota – 236 Main St W Moorhead‚ Minnesota – 3300 Highway 10 East Hermitage‚ Missouri – 18714 S Spring St Shelbina‚ Missouri – 300 South Center Street Chester‚ Montana – 10 East Adams Ave Fort Benton‚ Montana – 1304 Front Street Shelby‚ Montana – 201 Main Street Beatrice‚ Nebraska – 202 North 6th Street Las Vegas‚ Nevada – 4505 South Maryland Parkway Sugarcreek‚ Ohio – 214 Factory St NE Clatskanie‚ Oregon – 401 Columbia River Hwy John Day‚ Oregon – 129 North Canyon Boulevard Lakeview‚ Oregon – 518 North 1st Street Milton-Freewater‚ Oregon – 610 E Broadway Ave Portland‚ Oregon – 4920 NE 42nd Ave Roseburg‚ Oregon – 619 Southeast Main Street Sheridan‚ Oregon – 206 South Bridge Street Salt Lake City‚ Utah – 2714 South 300 West Connell‚ Washington – 800 South Columbia Avenue Brown Deer‚ Wisconsin – 4200 West Brown Deer Road Menasha‚ Wisconsin – 150 Main Street Siren‚ Wisconsin – 24049 State Rd 35 70 Wisconsin Rapids‚ Wisconsin – 311 West Grand Avenue Green River‚ Wyoming – 285 Uinta Drive Wells Fargo Baldwin Hills‚ California – 3480 South La Brea Avenue La Puente‚ California – 1801 North Hacienda Boulevard San Francisco‚ California – 1335 Webster Street Vista‚ California – 1150 East Vista Way Bethel‚ Connecticut – 159 Greenwood Avenue New Haven‚ Connecticut – 388 Whalley Avenue Wilmington‚ Delaware – 814 Philadelphia Pike North Miami‚ Florida – 14731 Biscayne Boulevard St. Augustine‚ Florida – 4285 US-1 Atlanta‚ Georgia – 8721 Roswell Road Charlotte‚ North Carolina – 5637 Albemarle Road Minot‚ North Dakota – 100 South Broadway Union‚ New Jersey 2500 Morris Avenue Austin‚ Texas – 9810 North Lamar Boulevard College Station‚ Texas – 321 University Drive Cypress‚ Texas – 12343 Barker Cypress Road Orem‚ Utah – 77 North State Street Midlothian‚ Virginia – 13200 Hull Street Road Woodforest National Bank Aberdeen‚ Maryland – 645 South Philadelphia Boulevard Note that many bank branches in the UK are also closing‚ so this is not just an American economy problem. It’s a much larger issue. What does this mean? There are a few different ways we can look at this‚ but the thing that comes to mind to me is that if more people are forced into doing their banking transactions digitally‚ then the switch to CBDCs (Central Bank Digital Currencies) will be even more seamless. If our currency were to move to a digital one‚ network of control would be complete‚ as the government would be able to access absolutely every dime you spend‚ block expenditures‚ and much more. (You can read about it here.) Is this definitely what’s going to happen? Well‚ I don’t have a crystal ball but it really seems like everything is pushing us this way. We’re rapidly moving into a world that values digital efficiency over the human touch‚ what with self-checkout at stores and ordering kiosks at restaurants. If we take away the human face of banking and replace it with a laptop or a phone screen‚ it’s just another step toward the technocracy‚ in my mind. I can’t caution you strongly enough – the writing really is on the wall. If you’re planning to make a move to precious metals‚ you will need to do it soon. The prices of metals will go up dramatically when these changes begin to occur‚ and you’ll want to have yours before that price skyrockets. Here’s the place I recommend and trust. We can say we refuse to participate in the CBDC system‚ but if your money is in the bank you will not have an option. There would be a lot of things you can’t do at all if you aren’t using CBDCs if that system comes into play. I don’t think we’ll be able to reasonably avoid all of it. I think the goal is to limit your use of it. Step by step‚ we are marching toward a future that most of us do not want. We’re watching it happen in real-time. We have to do everything possible to make that future more difficult for the powers that be to force upon us. Has your local branch been affected by these closures? Have you seen your bank affected by closures? Do you have to drive further for banking services or do things online that you’d prefer to do in person? What are your thoughts about the bank branch closures? Do you believe it’s a sign of more trouble to come? Let’s discuss it in the comments section. About Daisy Daisy Luther is a coffee-swigging‚ adventure-seeking‚ globe-trotting blogger. She is the founder and publisher of three websites.  1) The Organic Prepper‚ which is about current events‚ preparedness‚ self-reliance‚ and the pursuit of liberty; 2)  The Frugalite‚ a website with thrifty tips and solutions to help people get a handle on their personal finances without feeling deprived; and 3) PreppersDailyNews.com‚ an aggregate site where you can find links to all the most important news for those who wish to be prepared. Her work is widely republished across alternative media and she has appeared in many interviews. Daisy is the best-selling author of 5 traditionally published books‚ 12 self-published books‚ and runs a small digital publishing company with PDF guides‚ printables‚ and courses at SelfRelianceand Survival.com You can find her on Facebook‚ Pinterest‚ Gab‚ MeWe‚ Parler‚ Instagram‚ and Twitter. The post These 220+ Bank Branches Have Closed SO FAR in 2024 appeared first on The Organic Prepper.