You know that feeling you get when you walk into a classroom and see someone else's stuff on your desk?OK, sure, there are no assigned seats, but you've been sitting at the same desk since the first day and everyone knows it.So why does the guy who sits next to you put his phone, his book, his charger, his lunch, and his laptop in the space that's rightfully yours? It's annoying.All you want to do was walk in, sit down, get out your notebook and (try to) pay attention. But now? Now you've got to talk to a stranger about moving their stuff and there goes your day, already bogged down with petty annoyances.Sound familiar? It should.We've all got so much to do these days that interacting with people we see every day — not our friends, but our classmates, fellow commuters, co-workers, the people in line for coffee with us every day — can feel like a burden.So, when these people do something we perceive as annoying, like putting their stuff on our desks, we don't have the time or the energy to assume their intentions or think about the lives they're leading.But if we stepped out of ourselves for a second, we might just realize that we're all much more connected than we think, that our preconceived notions of others are usually just that — preconceived. And, often, inaccurate.That's why this Twitter story about a guy who learned an important life lesson from a classmate he was frustrated with is going viral.It's the perfect example of that "don't judge a book by its cover" adage we should have all learned in preschool but sometimes forget. And it starts the exact same way as this post — with a college student groaning on the inside as he sees someone's stuff on his desk. — (@) — (@) — (@) — (@) — (@) — (@) — (@) — (@) — (@) If not for this one day running late, McFall may have never realized what his classmate was trying to do. And he may have continued to think of him as annoying, maybe telling others about "the weird guy who was always trying to take up my space"... when all the guy was really trying to do was be kind. We all misinterpret the actions of others sometimes. It's easy to do that! But if there's one thing this story reminds us, it's that it's important to stop and remember that while you're living your life, other people are living theirs, so assuming best intentions can do us a great favor. That's why we should step outside of our bubbles and engage with the world on a regular basis. You could make a new friend. You might brighten someone's day. But most importantly, getting out of your own head, checking your own biases, and giving others the benefit of the doubt will make you a more compassionate person. You don't have to engage with everyone you meet, but the next time someone smiles and offers you a high-five? Maybe just take them up on it.This article was originally published on April 16, 2018.

Embarrassing stains on your T-shirt, sniffing someone's bum to check if they have pooped, the first time having sex post-giving birth — as a new mom, your life turns upside-down. Illustrator Ingebritt ter Veld and Corinne de Vries, who works for Hippe-Birth Cards, a webshop for birth announcements, had babies shortly after one another.In the series "#ThingsOnlyMomsKnow" Ingebritt and Corinne depict the reality of motherhood — with all the painful, funny, and loving moments not always talked about.1. Pee-regnant.2. How (not) to sleep.3. Cry baby.4. The new things that scare you...5. ...and the new things that give you the creeps.6. Being a new mom can get a little ... disgusting.7. And every mom has experienced these postpartum horror stories.8. There are many, many memorable firsts.9. Getting to know your post-baby body is an adventure.10. Pumping ain't for wimps.11. You become very comfortable with spit-up. Very comfortable.12. Your body, mind, and most importantly, heart, will expand in ways you didn't know possible.This story first appeared on Hippe Birth Cards and is reprinted here with permission.This article originally appeared on 09.13.17

If you need proof standardized testing is setting students up for failure, just ask the students. Sydney Smoot has a bone to pick with the Hernando County School Board. The issue? The Florida Standards Assessment Test, or FSA for short. On March 17, 2015, Sydney bravely stood up at her local school board meeting to share how she felt about the test and why she believes it's failing students and teachers. "This testing looks at me as a number. One test defines me as either a failure or a success through a numbered rubric. One test at the end of the year that the teacher or myself will not even see the grade until after the school year is already over. I do not feel that all this FSA testing is accurate to tell how successful I am. It doesn't take in account all of my knowledge and abilities, just a small percentage." — Sydney Smoot Can we give this little girl a medal? She was speaking right to my soul with that speech! I reached out to Sydney and her mom, Jennifer, via email to find out more about what prompted this passionate speech.What inspired you to write your letter?"What inspired me to speak all started one day when I came home. My mom asked me how the testing went, and I told her I was told not to speak about the test to anyone. I had not felt comfortable signing something in the test. I had concerns about this test because there was a lot of stress put on students and myself. I was a little nervous before the speech, but when I was called up to the podium, I did not feel nervous because I knew this speech was going to help a lot of people."Have you ever thought about running for president? Cause I'd vote for you!"I've thought about running for president because if I'm president, I will be considerate about the people in this state."You gotta admit, she looks pretty good up there, right?Parents have a right to be concerned about standardize testing regulations.One thing that really stuck out to me in Sydney's speech was that the FSA prohibits students from talking to their parents about the test. So I was anxious to hear what Sydney's mom thought about the stipulation. She had this to say:"When my daughter came home telling me she had to sign a form stating she couldn't talk to anyone including her parents, I got concerned. Not only that I didn't like the fact that the last four of her Social Security number was on the test labels along with other personal information. In today's world of identity theft, it doesn't take much for people to get a hold of these things and use them.I would like to tell other parents to learn more before these tests start in your children's school and know what they are testing. They have options, you can opt out so to speak, and the child can complete alternative testing if they are in the retention grades; or, if the child wants to take the test, support them and let them know that no matter how they do, it does not define them as a person.It's a test and a poorly designed one at best."Standardized tests are changing the classroom. And not for the better.As Sydney shared in her speech, she and her classmates are feeling the pressure when it comes to preparing for the FSA. But they aren't the only ones. Teachers are also struggling to get students ready and are often forced to cut corners as a result.What standardized tests also fail to take into account is that in many ways, test-taking is a skill, one that not every student is ready for. When I was in school, we spent months gearing up for the dreaded FCAT, the Florida Comprehensive Assessment Test. And if months of test prep wasn't bad enough, if you didn't pass the FCAT, you couldn't graduate high school. Talk about stressful! The pressure of your high school career rides on one test, combined with the fact that standardized tests don't accurately measure what students have learned. Plenty of capable students fail these tests due to increased anxiety and stress. If high school students are struggling to handle the pressure of standardized testing, imagine how difficult it must be for elementary school students like Sydney!Young Sydney is a testament to how important it is that we listen to students and create curriculum that challenges and educates them, rather than scaring them into "learning." I think Sydney's suggestion of three comprehensive tests throughout the year makes way more sense than one big statewide test that interferes with teachers' schedules and stresses students out. And let's be real, when's the last time you heard a kid ask for MORE tests?! Clearly standardized tests aren't the answer or at least need some serious work. Hopefully Sydney's message will make an impact and get her school board and schools across the nation to rethink how we measure students' success.This article originally appeared on 03.27.15

Cavemen must have been perpetually late, given that humans didn't get around to inventing the sundial until 1500 BCE. The first attempts at measuring time via sun movement were shadow clocks created by the Egyptians and Babylonians. These led to the sundial, an instrument that tells time by measuring shadows cast by the sun on a dial plate. Sundials were our preferred method of timekeeping until the mechanical clock was invented in 14th-century Europe.In 1972, Hamilton introduced the world's first digital watch. Its $2,000 price tag was hefty, but by the '80s, digital watches became affordable for the average person. Now, both technologies have merged in a cool invention, the digital sundial. Created by French Etsy seller Mojoptix, this outdoor clock uses the patterns on a suspended wand to mold natural shadows into a digital-looking time readout. The digital sundial has two major drawbacks: It only reports the time in 20-minute intervals, and it's not very effective after sundown. But it sure does look cool.Here's the digital sundial in action!This article first appeared on 9.15.17.

Imagine everything you'd experience while strolling through a mall — the smells, the sights, the things to touch...Now imagine all of those feelings and sensations times, like, a hundred.For many people with autism, overstimulation is their reality.Being over- or undersensitive when processing sensory information (like sights and smells) is common for people on the autism spectrum.So an everyday thing that many people might not even notice at the mall, like the spraying of a perfume bottle...... can be overwhelming for someone with autism.To Jo Wincup, whose 15-year-old son, Ben, has autism, this reality hits close to home.“Four years ago, my son had a meltdown in a shopping center after becoming overloaded by the crowds, bright lights, and smells. He started kicking me, shouting, and swearing. We tried to get him outside to help him calm down, but the people [lining up] for buses just stared, some even said really hurtful things. This upset Ben even more. He ran off into the bushes and refused to come out. I just wanted to cry, for the ground to swallow us up."The National Autistic Society is hoping to give viewers a peek into this reality with a new and gripping PSA.Seen through the eyes of a boy with autism, the video by the U.K.-based group takes viewers through a shopping center, allowing them to experience what living on the spectrum can feel like.After he's overwhelmed by his surroundings and struggling with his mother (as onlookers gape at what appears to be a child acting out), the boy explains to viewers: "I’m not naughty, I’m autistic."It's important that we all understand what autism can feel like so that we can build a more empathetic world.Although a large majority of people have heard of autism, a very small number of people actually understand how living on the spectrum can affect behavior. Many kids aren't necessarily naughty; they're dealing with a condition most of us can't experience firsthand.A new report from the National Autistic Society found that 87% of families say people stare at their child who has autism, and 84% of people on the spectrum say others perceive them as "strange." Unfortunately, this contributes to the reason why nearly 8 in 10 folks with autism report feeling socially isolated."It isn’t that the public sets out to be judgmental towards autistic people," Mark Lever, chief executive of the organization, said in a statement, noting the research provided "shocking" results."They tell us that they want to be understanding but often just don’t ‘see’ the autism. They see a ‘strange’ man pacing back and forth in a shopping center, or a ‘naughty’ girl having a tantrum on a bus, and don’t know how to respond."It doesn't have to be this way, though.The more we all understand autism, the more people on the spectrum can feel OK about being themselves.“Autism is complex and autistic people and their families don’t expect or want people to be experts," Lever explained. But a "basic understanding could transform lives."Watch The National Autistic Society's PSA below:

by Mike Adams, Natural News: Each day that you wake up, never forget that your own government plotted to murder you with a theatrical “plandemic” that was engineered as a fear PSYOP to convince you to line up and take an experimental mRNA injection that programmed your body’s cells to manufacture spike protein bioweapons with […]

by Paul Craig Roberts, Paul Craig Roberts: US Rep. Dr. Rich McCormick (R , GA) is far from perfect. He is misguided on many issues and has, like the rest of them, imbibed many of the kool-aid narratives. But on the coercively imposed Covid protocols, he is superb. Here he is holding Anthony Fauci, in […]

Quebec’s legislature has adopted a law to punish anyone who harasses or intimidates politicians with fines up to $1,500. “The Coalition Avenir Quebec government has said the law is necessary to stem the rise in resignations of elected officials, particularly at the municipal level,” National Post reports. Quebec adopts law to fine people who intimidate, harass politicianshttps://t.co/DvQ8zbIFfJ — CTV News (@CTVNews) June 6, 2024 Critics blasted the law for its infringement on free speech. CTV News reports: The government introduced the legislation shortly after an organization representing Quebec municipalities released a survey indicating 74 per cent of elected municipal leaders reported having experienced harassment and intimidation, and that 741 out of 8,000 had quit since elections were held across the province in 2021. Aside from fines, the law allows elected officials to ask the Superior Court for an injunction against a citizen who threatens, intimidates or harasses them. Quebec's legislature have now adopted a law that includes fines up to $1,500 for anyone who intimidates or harasses a politician, despite criticism that the legislation could threaten free speech. pic.twitter.com/s4OhebVWTm — LΞIGH (@LeighStewy) June 6, 2024 From National Post: Municipal Affairs Minister Andree Laforest amended the bill in response to criticism — including from media companies — to include wording that affirms the right of citizens to freely participate in public debates. Laforest also amended the bill to specify that Crown prosecutors rather than the provincial elections agency would be responsible for charging someone who threatens or intimidates a politician. You must only praise your political parties, never speak out against them. pic.twitter.com/hBClE1TMbj — Ryan Gerritsen (@ryangerritsen) June 6, 2024 Media companies argued the legislation was too broad and allowed elected officials to potentially silence unfavorable criticism from citizens and journalists. Outlets, including The Canadian Press, La Presse, Quebecor, and CBC, penned an open letter to the government in May. “This would make life easier for elected officials, and cities, who would like to intimidate individuals and organizations that do not have the means to defend themselves,” the letter said, according to The Canadian Press. “The mere existence of this new legislative tool would be likely to have a chilling effect on citizen and media speech,” it added.

Donald Trump is going to win California! Mark it down…. I have never seen this type of support before, especially in the so-called “blue state” of CommieFornia! Perhaps it’s not all the blue after all…. Perhaps the people are tired of Gavin Newsom’s horrible policies and want sanity…. Because all I see is MAGA Country: Look at the reception President Trump is receiving in *California* Biden could never! pic.twitter.com/98AgVdG8En — DC_Draino (@DC_Draino) June 8, 2024 Newport Beach, CA is MAGA country! Trump can win California.pic.twitter.com/DRX0H96Taq — Paul A. Szypula (@Bubblebathgirl) June 8, 2024 President Trump’s inbound to Newport Beach, CA for a big rally The man is blitzing the entire nation pic.twitter.com/0n5a4fnpJk — Nick Sortor (@nicksortor) June 8, 2024 Sorry folks, this is NOT a motorcade for a “Former President”… This is your Commander In Chief right here: This is the crowd that just came out to greet Trump’s motorcade in California. Truly wild. Never seen anything like it. pic.twitter.com/zcfyaf1jZX — End Wokeness (@EndWokeness) June 8, 2024 The President of the People! AMERICA KNOWS WHAT TIME IT IS!!! pic.twitter.com/HLSrUmB1KH — il Donaldo Trumpo (@PapiTrumpo) June 8, 2024 Newport Beach is ready to rock! NEWPORT BEACH IS READY TO ROCK!!! pic.twitter.com/l27Zrp5fwJ — il Donaldo Trumpo (@PapiTrumpo) June 8, 2024

Well, folks, as “Bidenomics” tightens its grip on the American economy, keep an eye on the banks. Turns out, the latest FDIC report just dropped a bombshell. Turns out unrealized losses on investment securities for banks are now at a whopping $517 billion. What’s driving this? Some of the blame could be due to mortgage-backed securities taking a hit. This now marks the 10th straight quarter of unrealized losses. This beats the infamous 2008 Financial Crisis. The latest report from the FDIC shows shows unrealized losses on held-to-maturity and available-for-sale securities, totaling $516.5 billion, up $38.9 billion from the previous quarter. Now compare to 2008-2009 crisis . LMAO pic.twitter.com/Ltvn8W7LE9 — Gertrude McCrackin 2.0 — Ken Conklin (@DocnotDoctor76) June 4, 2024 BREAKING: U.S. Banking System FDIC warns that 63 Lenders are on the brink of insolvency due to banks sitting on $517 billion in unrealized losses pic.twitter.com/XReQWwNIV5 — Carl ₿ MENGER (@CarlBMenger) June 4, 2024 BREAKING: 63 AMERICAN BANKS ARE ON THE BRINK OF INSOLVENT COLLAPSE ACCORDING TO THE #FDIC “Know What You Hold!!!” pic.twitter.com/H68wW21kj0 — Echo ? (@echodatruth) June 4, 2024 The Daily Hodl reports: Unrealized losses in the US banking system are once again on the rise, according to new numbers from the Federal Deposit Insurance Corporation (FDIC). In its Quarterly Banking Profile report, the FDIC says banks are now saddled with more than half a trillion dollars in paper losses on their balance sheets, due largely to exposure to the residential real estate market. Unrealized losses represent the difference between the price banks paid for securities and the current market value of those assets. Although banks can hold securities until they mature without marking them to market on their balance sheets, unrealized losses can become an extreme liability when banks need liquidity. The FDIC’s own report: The banking industry continued to show resilience in the first quarter. Net income rebounded from the non-recurring expenses that affected earnings last quarter, asset quality metrics remained generally favorable, and the industry’s liquidity was stable. However, the industry’s net interest margin declined as competition continued to pressure rates paid on deposits and asset yields declined. The banking industry’s net income of $64.2 billion in the first quarter was an increase of 79.5 percent from the prior quarter, mainly due to lower expense related to the FDIC special assessment and lower goodwill write downs.  Otherwise, net income in the first quarter would have increased 14.3 percent from the prior quarter as higher non-interest income and lower provision expenses more than offset a decline in net interest income. Community banks reported net income of $6.3 billion, a quarterly increase of 6.1 percent, driven by better results on the sale of securities and lower non-interest and provision expenses. The industry’s net interest margin declined by 10 basis points to 3.17 percent, below the pre-pandemic average of 3.25 percent. Continued deposit competition caused funding costs to increase during the quarter while the yield on earning assets declined. The net interest margin for community banks also declined in the first quarter and remains below its pre-pandemic average. Unrealized losses on available-for-sale and held-to-maturity securities increased by $39 billion to $517 billion in the first quarter. Higher unrealized losses on residential mortgage-backed securities, resulting from higher mortgage rates in the first quarter, drove the overall increase. This is the ninth straight quarter of unusually high unrealized losses since the Federal Reserve began to raise interest rates in first quarter 2022. The industry’s total loans declined by $35 billion, or 0.3 percent, in the first quarter. Most of the decline was reported by the largest banks, in line with a seasonal decline in credit card loans and lower auto loan balances. The industry’s year-over-year loan growth rate of 1.7 percent, the slowest rate of annual growth since third quarter 2021, has steadily declined over the past year. The annual increase was led by credit card loans and CRE loans. Loan growth at community banks was more robust, increasing 0.9 percent from the prior quarter and 7.1 percent from the prior year, led by CRE and residential mortgage loans. Asset quality metrics were generally favorable with the exception of material deterioration in CRE and credit card portfolios. The industry’s noncurrent rate increased five basis points from the prior quarter to 0.91 percent, a level still well below the pre-pandemic average noncurrent rate of 1.28 percent. The increase in non-current loan balances continued among non-owner occupied CRE loans, driven by office loans at the largest banks, those with assets greater than $250 billion. The next tier of banks, those with total assets between $10 billion and $250 billion in assets, is also showing some stress in non-owner occupied CRE loans. Weak demand for office space is softening property values, and higher interest rates are affecting the credit quality and refinancing ability of office and other types of CRE loans. As a result, the noncurrent rate for non-owner occupied CRE loans is now at its highest level since fourth quarter 2013. Driven by write-downs on credit cards, the industry’s quarterly net charge-off rate remained at 0.65 percent for the second straight quarter, 24 basis points higher than the prior year’s rate. The current net charge-off rate is 17 basis points higher than the pre-pandemic average. The credit card net charge-off rate was the highest rate since third quarter 2011. Domestic deposits increased for a second consecutive quarter, this quarter by $191 billion, driven by growth in transaction accounts. The shift away from non-interest-bearing deposits toward interest-bearing deposits continued, as interest-bearing deposits increased 1.7 percent quarter over quarter and non-interest-bearing deposits declined for the eighth consecutive quarter. Estimated uninsured deposits increased $63 billion in the quarter, representing the first reported increase since fourth quarter 2021. The number of banks on the Problem Bank List, those with a CAMELS composite rating of “4” or “5,” increased from 52 in fourth quarter 2023 to 63 in first quarter 2024. The number of problem banks represented 1.4 percent of total banks, which was within the normal range for non-crisis periods of one to two percent of all banks.  Total assets held by problem banks increased $15.8 billion to $82.1 billion during the quarter. The Deposit Insurance Fund (DIF) balance was $125.3 billion on March 31, up $3.5 billion from the end of the fourth quarter. Insured deposits increased by 1.1 percent, about half of typical growth in the first quarter. The reserve ratio, or the fund balance relative to insured deposits, increased by two basis points to 1.17 percent. The reserve ratio currently remains on track to reach the 1.35 percent minimum reserve ratio by the statutory deadline of September 30, 2028. And let’s not forget, the CEO of the FDIC, Martin Gruenberg, is stepping down: Republicans on the House Financial Services Committee laid into FDIC chairman Martin Gruenberg over a report that revealed widespread sexual harassment at the agency, badgering the Democrat to resign. https://t.co/pS73rxPosR — Drogon (@drogon_dracarys) June 3, 2024 This is in direct alignment with a story we brought you earlier this week: A Top 4 Bank JUST Freaked Out — “Major WARNING” Major Warning! No, that’s not my words, those words come from Kevin Paffrath, better known as “MeetKevin” on YouTube where he has nearly 2 million followers. Why? Because people care what he has to say and he’s often not just right but accurate in predicting the trends that are soon about to hit us in the economy. Kevin has historically been mostly bullish on the U.S. economy, so when I see him post concerns it especially catches my attention. And here’s what he just posted this morning: Let me explain more…. Here’s a quick summary of what Citibank just posted, all of which is very bad news for the U.S. economy and quite frankly lines up perfectly with what we’ve been warning you about for the past few months: WOW Citibank The cycle is finally turning The tailwinds to consumer spending have faded 200bp of cuts are coming this year Credit card delinquencies highest since 2007, by some measures Goods spending in contraction And more. Video tomorrow… sh9t. — Meet Kevin (@realMeetKevin) June 5, 2024 Even more here, from eHack: For two years, the US economy has been resilient, defying forecasts for a slowdown. However, the cycle finally appears to be turning. A pullback in consumer spending, slowing core inflation (as pricing power rapidly dissipates), and a projected significant softening in labor markets led Citi to project the first Fed rate cut in July, with cuts at each subsequent meeting through June 2025 (totaling 200 basis points). I’m surprised they agree with Standard Chartered on the first cut coming in July. Most banks are taking the September approach. The market is currently pricing in fewer than two cuts for the year. Many banks have different opinions about this. I agree with Standard Chartered’s projection of three cuts this year, starting in July, due to softening economic data. Most other banks are forecasting two cuts. The consumer is STRESSED. Here is some data to support this: The tailwinds to consumer spending have faded, especially for lower-income and lower-net-worth individuals. Credit card delinquency rates are, by some measures, the highest since 2007, and the share of income going to interest expense and rent has increased rapidly. Goods spending is now contracting again, and food service spending is also declining. This impacts restaurants and companies like DoorDash. Consumer spending will pull back more sharply if the labor market weakens further. There are already signs in survey data that individuals are becoming more concerned about losing their jobs and the possibility of finding a new one. Forward-looking indicators suggest the labor market will soften further. See below. UPCOMING CATALYST: The May unemployment rate in the employment report may turn out to be a very important catalyst. Citi expects an increase in the unemployment rate to 4.0% in May, driven by weak hiring in sectors like leisure and hospitality and construction. We have seen this in earnings calls from single-family developers. They have stated that, on average, construction is taking 25% longer than it did pre-2019 due to construction labor shortages aimed at keeping labor costs down. The other big issue is the Banks not marking their losses to market. In simple explanation, most banks have incurred massive losses with the rising interest rates but they haven’t had to disclose those yet based on accounting rules. So everyone knows the massive losses are there but they just haven’t been “realized” yet. Some estimate the unrealized losses are as high as HALF A TRILLION: JUST IN: 63 U.S. banks on brink of collapse with $517 billion losses – FDIC pic.twitter.com/RrIy1fipm0 — Radar (@RadarHits) June 4, 2024 The crash is coming folks, and once it hits there will no longer be any time to prepare. It will likely happen over a weekend too. At that point it will be too late to get your money out of the banks.  (just my opinion) RELATED REPORT: SPECIAL ALERT: Here Come Bank “Bail-Ins”! WARNING!  WARNING! You’ve heard of bank bailouts. We all learned about those back in 2008/09. And last weekend. But there’s something new they’re going to roll out this time around….Bank Bail-INS. Why bail out a bank with money from Congress if you can just take the money right out of your existing bank account! Gee, what a novel concept! In other words, this: The 2010 Obama-era Dodd-Frank Act, claims to ‘PROTECT’ your money by allowing banks to STEAL it through a process called ‘bank bail-ins’. Unfortunately, it looks like we might all become EXPERTS on this in the weeks to come. pic.twitter.com/LoiTDRZ9Yy — Epstein’s Sheet. (@meantweeting1) March 11, 2023 That’s a funny clip, but this is no laughing matter. This is very real. And once again I’m warning you that it’s coming before it happens….so maybe you can protect yourself! It’s not just me and my crazy ideas….here is one of the top financial YouTubers, Meet Kevin, talking about it: And my man, Patrick Bet David too from just a few days ago: Now check this out…. Video has leaked from closed door Fed meetings where they talk about how they can’t possibly warn the public (i.e. we can’t tell the public the truth!) because it will lead to mass hysteria. Stunning. They won’t tell you the truth, but we will. Watch this: HOLY CRAP! FDIC Bankers Discuss ‘Bail-Ins’, Bank Runs & Market Collapse They’re talking about financial crisis and their lack of faith in our banking system and how to keep the public from freaking out. “I completely agree…you can’t tell the public about this, they would… pic.twitter.com/0dSFYQYWVT — DailyNoah.com (@DailyNoahNews) March 19, 2023 More here: FDIC Bankers Discuss ‘Bail-Ins’, Bank Runs &  Market Collapse They’re talking about financial crisis and their lack of faith in our banking system and how to keep the public from freaking out. “You don’t want a huge run on the institutions, and, and they’re going to be… () pic.twitter.com/K8yaM8jzta — Angelus caelis (@caelisangelus) March 11, 2023 Why Bank Bail-Ins will be the new bailouts: https://twitter.com/VersanAljarrah/status/1616842617026658305 It’s coming: Body Language: FDIC Bank BAIL-INs pic.twitter.com/6IFodaGy5D — ʙᴏᴍʙᴀʀᴅꜱ (@BombardsBL) December 30, 2022 ChatGPT knows EXACTLY what they are: Bank bail-ins are a method of resolving a failing bank’s financial difficulties by requiring the bank’s shareholders and creditors to contribute to the bank’s recapitalization, rather than relying solely on taxpayer funds. In a bail-in, the bank’s creditors, including bondholders and depositors with balances over a certain threshold, may have a portion of their holdings converted into equity in the bank or written off completely. This approach is intended to protect taxpayers from having to bail out a failing bank, and instead puts the burden on the bank’s investors and creditors to bear the losses. Bail-ins are generally seen as a way to increase the accountability of banks and their investors, and to create incentives for banks to operate more prudently and manage risks more effectively. Bail-ins have been implemented in various countries as part of financial regulatory reform efforts following the global financial crisis of 2008-2009. The European Union, for example, introduced a bail-in framework in 2014 that requires failing banks to first use their own funds and resources to address their financial difficulties before seeking public support. Translation of that bold part: say you had $100,000 in a bank account. One day they just decide a “bail in” is necessary and now you have $50,000.  Or $25,000. But they will thank you for doing your patriotic duty! Wow, not me folks! No way. I’m going Crypto and Gold & Silver. That’s just me, but I like my money where the thieves can’t just take it! Here’s more: Everything you need to know about bank bail-ins. Convenient timing considering what’s happening at #Silvergate $SI pic.twitter.com/qrmvfREIDN — Nobody Special (@JG_Nuke) March 2, 2023 Of course the Government is telling you NOT to withdraw your funds….they’re safe! “Don’t withdraw your money from the bank” The countdown to bank bail-ins just began. https://t.co/M4P1co2y9N — Erik Voorhees (@ErikVoorhees) March 24, 2020 Look, I can’t tell you what to do, I’m not a financial advisor. But me personally? I have a big chunk of my assets in crypto and another big chunk in precious metals. I keep as little as possible in the banks. That’s just what helps me sleep best at night. Here’s more on gold: Here’s Why Central Banks Are Buying All the Gold They Can — And What YOU Can Do! For the last year, central banks across the globe have been buying up as much gold (and often silver) as they can acquire without raising alarm bells. Now, we see why. The recent bank runs and ongoing collapse of the U.S. banking system was anticipated by the “elites” and the central bankers who run things behind the scenes. They saw it coming and knew the best way to protect their assets was through physical precious metals. If you’ve been waiting for me to bring you a solution about what YOU can do to protect yourself and you’re family, I’m happy to introduce you to something I absolutely love! Precious metals. I just talked about precious metals this week with Bo Polny and now I’m bringing you a solution that you can utilize right away if you’re so inclined… A faith-driven, conservative precious metals company is currently helping Americans tap into the rising precious metals market through self-directed IRAs backed by physical precious metals. And while this service is not unique to Genesis, their adherence to Biblical stewardship of money makes them singularly qualified to receive a sponsored recommendation from this site. Unlike most companies offering similar services, Genesis deals only with physical precious metals. They do not offer “virtual” or “paper” gold or silver. With Genesis and their depositories, customers can see and touch the precious metals that back their retirement accounts. When it comes time to take distributions, Genesis customers can cash in some or all of their precious metals or have them delivered to their door. Central bankers aren’t slowing down. In fact, nations like China and even U.S. states like Tennessee are quickly but quietly buying up gold to back their own treasuries. When the writing on the wall is this clear, it’s understandable why these governments are moving quickly to get ahead of any potential economic catastrophes in store. Working with Genesis is the best way our readers can explore the physical precious metals market through self-directed IRAs. It benefits us as well when our readers work with this America-First company. Visit genesiswlt.com or call 866-292-0443 today. Don’t wait too long, we might have more bank failures right around the corner. You know what has NEVER “failed”? Gold.  Precious metals.  Indestructible. There’s a reason they call it “God’s money”. Watch this for more: