I pull the following directly from the summary of the 2024 annual reports of the Social Security and Medicare Boards of Trustees: The Old-Age and Survivors Insurance (OASI) Trust Fund (that is, Social Security) will be able to pay 100% of total scheduled benefits until 2033, unchanged from last year’s report. At that time, the fund’s reserves will become depleted and continuing program income will be sufficient to pay 79% of scheduled benefits. Our Social Security system is broke. Now, if you own stock in a company, and you read a report that the prospects for that company are not good, that the cash dividend that the company is expected to pay to stockholders is in jeopardy, you can get out. You can sell the stock and invest somewhere else. The Social Security office in Alexandria, Virginia. (Peter Parisi/The Daily Signal) Per the Social Security Administration, there are 184 million Americans now working and paying Social Security taxes. Per the above notice from the Social Security trustees, all those 184 million ages 57 and below will get only 79% of their entitled benefits at retirement (assuming they choose to start collecting benefits at age 67). Does any one of the 184 million have an option to say, “No, thanks, I don’t want to be part of this,” and get out? Certainly not. The government forces you to participate, allegedly for your own good. They decide; you obey. It’s a reminder of what President Ronald Reagan called “the most terrifying words in the English language: I’m from the government, and I’m here to help.” Payroll taxes will continue to be deducted from 184 million paychecks—taxes based on assumption of delivery of full promised benefits, not 79%—and no one can opt out. We just had an election in which a message was sent, particularly from young Americans and nonwhite Americans, that many are tired of this. Pollster Patrick Ruffini, writing in The Wall Street Journal, calls the dramatic shift in demographics voting Republican “The GOP’s New Rising Electorate.” Young Americans, Latino Americans and black Americans surged to the right. Kamala Harris’ advantage among voters 18-29, a group Democrats have always captured by double-digit margins, was only 4 points. Ruffini describes the new dynamic as the “politics of aspiration” as opposed to the politics of government dependency. Even if the Social Security system were not broken, if there was no question that the system could pay full benefits, these young Americans, if given the option, would still opt to get out. Several years ago, the Committee to Unleash Prosperity did an analysis comparing what Americans of different income and marital status would earn over a 45-year working life if given the option to invest the funds they are forced to pay as payroll tax to Social Security. Private investment in stocks and bonds over a full working life would accumulate savings that could purchase an annuity at retirement around double what can be expected from Social Security. Data show that over the long run, stocks are by far the highest-performing asset. Yet lower-income Americans, because they are forced into the Social Security government tax program, are deprived of the opportunity to put their retirement into high-performing assets. Per the most recent study of consumer finances by the Federal Reserve Board, in 2022 median wealth of white households was $285,000, black households $44,900, Hispanic households $61,600. Per the same study, 65.6% of white households owned stocks, compared with 39.2% of black households and 28.3% of Hispanic households. Many in our political class will use this opportunity to step up and tell us they will “save the system.” But we don’t need the system saved. We need our personal lives and personal liberty saved. Let’s start making America great again by opening the door to our oldest and largest entitlement system—Social Security—and liberating our working Americans. COPYRIGHT 2024 CREATORS.COM We publish a variety of perspectives. Nothing written here is to be construed as representing the views of The Daily Signal. The post Young, Black, Hispanic Americans Would Opt Out of Social Security Even If It Weren’t Broken appeared first on The Daily Signal.

TL;DR Yes – but it could be changing.

Each year, hundreds of millions of people contract malaria. Hundreds of thousands die from the disease.

On Friday’s episode of HBO’s Real Time, it was the best of host Bill Maher and it was the worst of Bill Maher. On one hand, Maher called out astrophysicist Neil DeGrasse Tyson’s unwillingness to upset the woke crowd when he refused to affirm that male and female differences are scientifically based. However, later, he falsely claimed the country has elected a female president, but “our stupid system” prevented Hillary Clinton from becoming president. The background for the Tyson conversation was the editor-in-chief of the once prestigious Scientific American resigning after calling Donald Trump voters “fucking fascists.” Maher claimed he wasn’t interested in canceling anyone, “But here's what I think is the scandal. This is in Scientific American, less than a year ago. ‘Inequity between male and female athletes is a result of not inherent biological differences between the sexes but of biases and how they are treated in sports.’”     He then told Tyson, “That's nuts, and it sure ain't scientific, and it's in Scientific American, and that's why the Democrats lost the election. It's true.”  Tyson replied, “Bill, every 20 minutes on your platform you come up with another reason why the Democrats lost, you already have the answer, they lost the election. So, anything you say—” An unhappy Maher shot back, “That’s not true. First of all, you don't watch this show, so you don't know, I know you don't, and it’s okay, but you talk as if you don't and you fucking don't, and that's okay, just don't bullshit, that's one thing people can't ever do on this show is bullshit me, and that’s fine, but I don't say that I have very good reasons—engage with the idea here. What I'm asking is Scientific American is saying, basically, the reason why a WNBA team can't beat the Lakers is because of societal biases.” Tyson, who is the typical liberal atheist who can’t shut up about how much he loves science, then dodged the question in ways that even the shiftiest of politicians would find impressive, “What you're saying is not Scientific American says that, an editor for Scientific American said that no longer has a job, so don't indict a 170-year-old magazine because somebody—” That is wrong. Laura Helmuth is the one who resigned, but the article Maher quoted from was written by Cara Ocobock and Sarah Lacy. Maher also pointed out that the article still appeared in the magazine, “Okay, this is called Scientific American and they’re printing something.” Continuing with his deliberate obtuseness, Tyson again interrupted to talk about Helmuth’s social media musings, “Because someone enters the cesspool that is social media and then participates in that exchange. So, let’s talk about science.” Maher wondered, “Why can’t you just say this is not scientific and Scientific American should do better?” Tyson continued in his wrongness, “Well, does she still have her job? ‘Cause that was like a year ago. Was it, which one was a year ago?” Maher ridiculed him for that, “Not because of this, the scandal is not her tweet. The scandal is— I think a year ago, women still couldn’t beat men in basketball or any other sport and it wasn’t because of society.” It is nice that Maher can call out the science-loving science deniers on the left. Unfortunately, he is a bit of an election denier himself. Later during the Overtime segment, he declared, “Hillary won the popular vote. So, we actually have elected a woman. It's just that our stupid system, the way we play the game, she didn't get elected, but we can't say that the country and also the votes are now finally all in for this election. Kamala Harris lost by your mustache hair that, like this much. It’s so close.”   “Hillary Hillary won the popular vote. So we actually have elected a woman. It’s just that our stupid system, the way we play the game...And also the votes are now finally all in for this election. Kamala Harris lost by your mustache hair...It’s so close” – @BillMaher #RTOvertime pic.twitter.com/7UwAwNCjSG — Brent Baker ?? ?? (@BrentHBaker) November 23, 2024   Hillary Clinton was not elected just as it is not true that male and female differences are due to societal biases. Maher is so close to getting it, yet so far. Here is a transcript for the November 22 show: HBO Real Time with Bill Maher 11/22/2024 10:14 PM ET BILL MAHER: But here's what I think is the scandal. This is in Scientific American— NEIL DEGRASSE TYSON: Yeah. MAHER: — less than a year ago. "Inequity between male and female athletes is a result of not inherent biological differences between the sexes but of biases and how they are treated in sports."  That's nuts, and it sure ain't scientific, and it's in Scientific American and that's why the Democrats lost the election. It's true.  TYSON: Bill, every 20 minutes on your platform you come up with another reason why the Democrats lost, you already have the answer, they lost the election. So, anything you say— MAHER: That’s not true. First of all, you don't watch this show, so you don't know, I know you don’t, and it’s okay, but you talk as if you don't and you fucking don't, and that's okay, just don't bullshit, that's one thing people can't ever do on this show is bullshit me, and that’s fine, but I don't say that I have very good reasons — engage with the idea here. What I'm asking is Scientific American is saying, basically, the reason why a WNBA team can't beat the Lakers is because of societal biases. TYSON: What you're saying is not Scientific American says that, an editor for Scientific American said that no longer has a job, so don't indict a 170-year-old magazine because somebody— MAHER: Okay, this is called Scientific American and they’re printing something – TYSON: Because someone enters the cesspool that is social media and then participates in that exchange. So, let’s talk about science. MAHER: Why can’t you just say this is not scientific and Scientific American should do better? TYSON: Well, does she still have her job? MAHER: Not because of this, the scandal is not her tweet. The scandal is— TYSON: ‘Cause that was like a year ago. Was it, which one was a year ago? MAHER: I think a year ago, women still couldn’t beat men in basketball or any other sport and it wasn’t because of society. … Real Time Overtime 11:06 PM ET MAHER: Hillary won the popular vote. So, we actually have elected a woman. It's just that our stupid system, the way we play the game— DONNA BRAZILE: Well, that’s another conversation. MAHER: — she didn't get elected, but we can't say that the country and also the votes are now finally all in for this election. Kamala Harris lost by your mustache hair that, like this much. It’s so close.

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